We never know when we might find ourselves the victim of an accident with injury, leaving us out of work and owing hundreds or even thousands of dollars in medical bills. Whether we are injured in an automobile accident or through a faulty product, business negligence or medical mistake, the result of injury can be devastating to your family. Getting back to work right away might not be an option in your case and you may suffer numerous financial hardships.
What Defines Personal Injury?
Most personal injury lawsuits consist of cases that are based on negligence by an entity that causes limited or long-term injury to a person. The injured party has remedy within the law to seek compensation for their injuries. The injured party (plaintiff) seeks damages from the defendant who is responsible for their injuries.
The result of a successful personal injury claim will be determined by the plaintiff in the case establishing that they have acted as a reasonable person who used due care in attempting to avoid accident or injury. The defendant must also establish that they, in their position in the case, behaved in a reasonable and prudent manner and that they are not at fault for the plaintiff’s injuries.
Injury By Motor Vehicle Accident
The U.S. department of Transportaton (DOT) reports that in the first half of 2018, there were more than 17,000 traffic fatalities in the United States. Americans drive approximately 5.2 billion miles on U.S. roads and highways each year. Some U.S. Roads are more deadly than others and New Jersey has 12 deadly roads where most car crashes involving injury and fatality occur.
Causes of Car Accident Injuries
Distracted driving, speeding, driving while drowsy, and driving under the influence of drugs or alcohol are the leading factors in motor vehicle crashes leading to injury or death.
Although the work commute is a high risk drive time, accidents happen in both congested and non-congested environments. Approximatey 56.2 percent of accidents occur on urban roads and highways while 43.8 percent of accidents ocurr on rural roads. The NHTSA reports that the most dangerous times of driving are between the hours of 4 and 10 p.m. The most dangerous day to drive is Saturdays. This day claims more lives than any other due to traffic accidents.
The High Cost Of Personal Injury
The latest compiled information by the National Highway Traffic Safety Administration (NHTSA) reveals that the annual economic cost of car crashes each year exceed $242 billion. Some fast facts from the data:
Property Damages Exceed $76 billion
Present and Future Medical Costs Exceed $23 billion
Private Insurers Pay Approximately 54 Percent Of Accident Costs
Individual Victims Pay Approximately 23 Percent Of Accident Costs
Health Care Providers Pay 16 Percent Of Accident Costs
What To Do If You’ve Been Injured
If you have been injured, you need to contact a personal injury lawyer Northfield NJ who can review and investigate your personal injury claim to determine the best course of litigation. There can be many costs to be paid. The costs due to injuries include wage and productivity losses, medical expenses, administrative costs including fees and reports, property damages, medical and insurance costs due to the injured being uninsured, long-term care.
It is estimated that every one of us will be involved in at least three car accidents in our lifetime which can result in injury. Contact someone right away if you have been injured. They can help.